Punta Gorda Homes under $1 million

Punta Gorda Homes under $1 million

Welcome to Punta Gorda, Florida – a hidden gem nestled along the picturesque shores of Charlotte Harbor. Known for its charming small-town atmosphere and vibrant waterfront lifestyle, Punta Gorda offers residents a unique blend of natural beauty and modern conveniences. With a rich history dating back to the late 1800s, this delightful community is characterized by its historic architecture, lush parks, and an array of recreational opportunities.

For those seeking affordable luxury, Punta Gorda features an impressive selection of homes under $1 million, making it an ideal destination for families, retirees, and everyone in between. From cozy single-family homes to stunning waterfront properties, the real estate options here cater to diverse tastes and budgets. Imagine waking up to breathtaking views of the harbor or enjoying a peaceful afternoon in your backyard oasis, all without breaking the bank.

Punta Gorda is not just about beautiful homes; it’s also about lifestyle. The area boasts an array of outdoor activities, including boating, fishing, and biking along the scenic paths of the Punta Gorda Pathways. The vibrant downtown area is alive with charming shops, delectable dining options, and lively community events, ensuring there’s always something to do.

Whether you’re looking to invest in your first home or searching for a tranquil retirement retreat, Punta Gorda has something for everyone. Discover the allure of this enchanting Florida community and find your dream home today, all while enjoying the benefits of living in a thriving coastal paradise.

Newest Punta Gorda Homes under $1 million

300 Tarpon Way, Punta Gorda
$320,000
2 Beds ⋅ 2 Baths ⋅ C7531220 MLS
100 FT OF SALTWATER CANAL FRONTAGE + UPDATED KITCHEN + 2019 ROOF + 2-CAR GARAGE! Welcome to 300 Tarpon Way, a spacious 2-bedroom, 2-bathroom waterfront home offering 1,818 sq ft of living space in the desirable Charlotte Park community of Punta Gorda. Situated on a 0.23-acre lot with approximately 100 feet of waterfront, this home offers direct access to the area’s waterways with a concrete seawall and dock. Important updates and highlights include a 2019 SHINGLE ROOF, 2017 WATER HEATER, UPDATED ELECTRICAL PANEL WITH GENERATOR HOOKUP, UPDATED KITCHEN, and 2-CAR GARAGE. The home is constructed of block and also features an interior laundry room, concrete seawall, and concrete dock. Step inside to an open and inviting floor plan highlighted by soaring cathedral ceilings, abundant natural light, and a spacious living and dining area. The living room features a masonry fireplace, while an expansive Florida room stretches across the rear of the home, providing additional living space and views toward the canal. A combination of tile, laminate, and carpet flows throughout the home. The updated kitchen features crisp white shaker-style cabinetry, stone countertops, stainless steel appliances, a stylish tile backsplash, and a breakfast bar overlooking the main living area. An adjacent dinette surrounded by windows provides the perfect spot for casual dining while enjoying views of the backyard and water. The generously sized primary suite includes a walk-in closet and private en-suite bathroom with a walk-in shower, stone-top vanity, and private water closet. The second bedroom is also impressively sized with a built-in closet, while the guest bathroom offers a tub/shower combination and stone-top vanity. Outside, the waterfront setting takes center stage. Approximately 100 feet of saltwater canal frontage, a concrete seawall, and concrete dock provide the opportunity to enjoy the Southwest Florida waterfront lifestyle right from your backyard. The spacious yard offers plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located in Punta Gorda with easy access to shopping, dining, boating, and everything Southwest Florida has to offer, 300 Tarpon Way combines generous living space, valuable updates, and waterfront living in one property. Schedule your private showing today!

300 Tarpon Way, Punta Gorda

109 Dolly Street, Punta Gorda
$524,888
2 Beds ⋅ 3 Baths ⋅ C7531067 MLS
Short Sale. Short Sale. Well hello, sugar! Let me introduce you to a little lady who knows how to make an entrance. Legends never go out of style, and this 1914 Florida Cracker bungalow is living proof. She is 112 years young, dressed in white with a turquoise front door and sitting pretty on a rare brick-paved street in historic Punta Gorda. Her name is Ohana Oasis, but around here, we simply say Dolly’s still got it. Pour yourself a cup of ambition in a reimagined kitchen with quartz countertops, white shaker cabinetry, brand-new matching stainless steel appliances and storage for every rhinestone, recipe and secret ingredient. Beadboard ceilings, wood accents and sun-filled rooms preserve her character while thoughtful updates bring modern comfort. A bright office and reading nook is ready for dreaming or starting your own Imagination Library. Cozy bedrooms, updated baths and flexible living spaces make this sweetheart as functional as she is charming. From the primary suite, wake up, roll over and watch the boats through your window on Charlotte Harbor. That view makes it awfully hard to get out of bed, even when you are working 9 to 5. She's adorned with a metal roof and has been lovingly restored with updates to the electrical system, windows, insulation, subfloor, drywall, flooring, doors, trim and paint. A brand-new HVAC system, new upstairs mini-split, whole-house tankless water heater, matching washer and dryer and new kitchen appliances make her ready for the next chapter. She is also participating in the Elevate Florida program, should her next owner want to give this little lady a lift. Now, honey, wait until you see the backyard. Behind this bungalow is a private tropical world of mature palms, lush landscaping, low-maintenance shell grounds, shaded patios and quiet corners made for hammocks, champagne and Florida sunshine. There is even a surfboard outdoor shower because life is too short for an ordinary one. A rare alley-access driveway provides off-street parking, while the expansive backyard is perfect for grilling, gathering and entertaining beneath the palms. It is so magical, you could even host a wedding here. In fact, one very special couple already did. And the location? That is where this little lady really belts it out. In about 30 seconds, you can be standing along Charlotte Harbor at Gilchrist Park. Fish from the seawall, play basketball, pickleball or tennis, enjoy the playground or relax beneath the waterfront gazebo. Follow the 2.5-mile Harborwalk to Fishermen’s Village for marina views, dining, boutiques and entertainment. Downtown Punta Gorda’s restaurants, shops, events and historic charm are also just minutes away on foot. For the past several years, this sweetheart has welcomed guests as a highly successful Airbnb. Her established short-term rental history, furnished interior and walkable waterfront location offer an exciting opportunity for someone seeking a distinctive Punta Gorda investment. Best of all, she comes furnished. Just bring your toothbrush, your biggest dreams and perhaps a rhinestone or two. Whether you are looking for a full-time sweetheart, Florida getaway or investment with personality as big as Tennessee, this darling on Dolly Street is ready for her next chapter. Here you come again, and this time, honey, you may never want to leave.

109 Dolly Street, Punta Gorda

27050 Pelotas Drive, Punta Gorda
$289,000
3 Beds ⋅ 2 Baths ⋅ C7530743 MLS
Welcome to this charming, FULLY UPDATED home in the well known neighborhood of Deep Creek. NOT IN A FLOOD ZONE!!! As you approach the driveway, notice the large front lawn, two car garage, and screened in front door area for ultimate sun and bug protection! The metal roof (2024) completes the look and offers a welcoming yet durable aesthetic. As you step inside, neutral color walls and beautiful tile floors greet you and follow throughout every room. The kitchen has been fully remodeled and features new shaker cabinets, granite countertops complete with tile backsplash and stainless steel appliances. The living area off of the kitchen offers flexibility for a dining area as well as a good amount of space for your living room furniture. A large, enclosed sunroom can be used as more of an outdoor space or an extension of the living & dining space! The desirable split bedroom floorplan features your primary suite on one side of the home, and the additional two bedrooms on the opposite side. The primary suite has a fully updated bathroom attached with a granite countertop vanity, and beautiful walk in shower. A walk in closet makes this the most perfect little space. The additional bedrooms can be used as offices, flex spaces or traditional bedrooms. A second, updated bathroom is situated in between both of those bedrooms for ultimate convince. This home has so much appeal, all it is missing is it's new owner, make your showing appointment and come see it for yourself!

27050 Pelotas Drive, Punta Gorda

4884 Duncan Road, Punta Gorda
$149,900
3 Beds ⋅ 2 Baths ⋅ C7530799 MLS
MOTIVATED SELLERS!! Enjoy comfortable Florida living in this updated 3-bedroom, 2-bathroom manufactured home located in the Pine Acres community of Punta Gorda. Featuring a bright, open floor plan and luxury vinyl flooring throughout, and Custom high end finish bathrooms with ceramic tile step in showers, this home offers a fresh and inviting space that is move-in ready. The eat-in kitchen features stainless steel appliances, updated countertops, under-cabinet lighting, and a tiled backsplash, providing both style and functionality. The primary bedroom offers a walk-in closet and private bathroom with a single-sink vanity, walk-in shower, and bidet. The split-bedroom floor plan places the 2 guest bedrooms on the opposite side of the home for added privacy, with built-in closets and a conveniently located guest bathroom nearby. An interior laundry room provides electric washer and dryer hookups for added convenience. Outside, enjoy the benefits of a 2022 metal roof, a backyard shed for additional storage, and a septic system that was pumped in 2026. Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. With its updated interior, practical features, and convenient location, this home is a great opportunity to enjoy the Southwest Florida lifestyle. INTERIOR FEATURES • 3 bedrooms • 2 bathrooms • Bright, open floor plan • Luxury vinyl flooring throughout • Split-bedroom floor plan • Built-in bedroom closets • Interior laundry room • Electric washer & dryer hookups KITCHEN FEATURES • Eat-in kitchen • Stainless steel appliances • Under-cabinet lighting • Tiled backsplash PRIMARY BEDROOM & BATH • Walk-in closet • Private bathroom • Single-sink vanity • Walk-in shower • Bidet OUTDOOR & ADDITIONAL FEATURES • Backyard shed • Carport • 2022 metal roof Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. Punta Gorda Airport is conveniently located just off I-75 and provides commercial air service to destinations throughout the country.

4884 Duncan Road, Punta Gorda

502 W Marion Avenue, Punta Gorda
$485,000
3 Beds ⋅ 3 Baths ⋅ C7530481 MLS
A 1914 PUNTA GORDA TREASURE! Steeped in history and brimming with character, this iconic historic home is a rare opportunity to own one of Punta Gorda’s most recognizable residences. The expansive wrap-around porch welcomes you with charming views of the historic brick Church and its beautiful stained-glass windows. Inside, timeless details including wood floors and beadboard walls celebrate the home’s historic craftsmanship, while impact-rated doors and windows add modern peace of mind. The home offers two primary suites, 2.5 baths, and a finished third-floor attic providing versatile space for a studio, office, guest retreat, or creative escape. Sunporch has been thoughtfully converted into a spacious Laundry room surrounded by windows, creating a bright inviting space filled with natural light. Theres plenty of Family space with a large Parlor in the Front leading to wrap around porch and Family room in the back with a half bath leading to back lanai. The rear of the home is where the magic continues, with a covered screened lanai with a partial view Charlotte Harbor, offering spectacular sunset views. Relax in the hot tub as the sun sets over the water, or gather with friends and enjoy the peaceful coastal setting. A stone-paved courtyard and charming rock gardens add to the home’s unique outdoor appeal. Enjoy peace of mind with new AC units, tankless H20 tank and appliances. Located just 4 blocks from historic downtown Punta Gorda and a short walk to Fishermen’s Village, you’ll enjoy easy access to waterfront dining, shopping, entertainment, boating, the vibrant downtown lifestyle and that Old Florida Charm! Historic charm. Iconic character. Harbor sunsets. A home with a story to tell. The legendary Halloween House is ready for its next chapter.

502 W Marion Avenue, Punta Gorda

309 Shreve Street, Punta Gorda
$875,000
2 Beds ⋅ 2 Baths ⋅ C7530618 MLS
Virtually Staged. CHARMING VICTORIAN-INSPIRED HOME ON AN OVERSIZED 31,580-SQ.-FT. LOT IN PUNTA GORDA’S HISTORIC DISTRICT! Built in 2014, this distinctive 2-bedroom, 1.5-bath home offers 1,193 square feet of living space, an attached garage, and a desirable location just two blocks from Charlotte Harbor. Zoned NR-10, the expansive homesite may offer potential for subdivision, subject to City of Punta Gorda requirements, approvals, minimum lot standards, and buyer verification. Elevated above FEMA flood requirements in effect at the time of construction, the home combines Victorian-inspired character with modern conveniences. The attractive exterior showcases a covered wraparound-style front porch, decorative railings, architectural columns, and a welcoming entry. Mature tropical landscaping and a generous lawn complement the oversized setting and provide plenty of outdoor space. Inside, wood laminate flooring flows throughout, complemented by crown molding and abundant natural light. The open living and dining area features a tray ceiling, recessed lighting, and a ceiling fan, providing a comfortable and versatile space for relaxing and entertaining. Overlooking the living and dining areas, the kitchen offers an abundance of warm wood cabinetry, granite countertops, stainless steel appliances, recessed lighting, and a ceiling fan. A window above the sink adds natural light, while ample counter space makes meal preparation and serving easy. A peninsula with additional cabinetry and a raised breakfast bar provides extra workspace and casual seating. The primary bedroom features crown molding, recessed lighting, a ceiling fan, multiple windows, and plenty of room for a king-size bed and additional furnishings. A large walk-in closet plus a separate hanging closet provides excellent storage. Both bedrooms have access to the full bath, featuring a granite-topped wood vanity, undermount sink, ample cabinetry, large mirror, and a tiled Roman shower with an open, doorless entry. A window in the shower area adds natural light. The second bedroom is well suited for guests, a home office, or flex space. A separate half bath and laundry room are located off the living area, with the laundry room providing direct access to the attached garage. Overhead garage storage racks help keep belongings organized while leaving floor space available for vehicle parking. Impact-resistant windows and an impact-resistant front entry door provide added storm protection. Enjoy convenient access to Gilchrist Park, History Park, Fishermen’s Village, the library, Charlotte Harbor, and downtown Punta Gorda, where you'll find restaurants, shopping, entertainment, waterfront parks, and year-round community events. This unique property offers an appealing combination of Victorian-inspired charm, an exceptionally large homesite, and proximity to Punta Gorda’s waterfront and downtown attractions.

309 Shreve Street, Punta Gorda

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