Umatilla Homes with Water View

Umatilla Homes with Water View

Welcome to Umatilla, Florida—a hidden gem nestled in the heart of Lake County! Known for its serene landscapes and friendly community, Umatilla offers a unique blend of small-town charm and natural beauty. With its picturesque lakes and lush surroundings, Umatilla is the perfect destination for those seeking a tranquil lifestyle while still being close to larger cities like Orlando and Mount Dora.

One of the most captivating features of Umatilla is its stunning homes with water views. Imagine waking up to the gentle lapping of water against the shore or sipping your morning coffee on a porch overlooking a sparkling lake. These properties offer not just a home, but a lifestyle—where every day feels like a vacation. Whether you’re looking for a cozy cottage or a spacious family home, Umatilla has a variety of options that cater to different tastes and budgets.

The community is rich in recreational opportunities, from fishing and boating to hiking and biking along scenic trails. The nearby Ocala National Forest provides endless outdoor adventures, making it easy to embrace the beauty of nature right at your doorstep.

With its affordable real estate market and a warm, welcoming atmosphere, Umatilla is ideal for families, retirees, and anyone in between. If you’re dreaming of a home with a water view in a peaceful setting, Umatilla, Florida, is waiting for you to discover all it has to offer. Come explore this charming city and find your perfect slice of paradise!

Newest Umatilla Homes with Water View

2 Beds ⋅ 2 Baths ⋅ G5115306 MLS

Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

81 Fairway Circle, Umatilla

2 Beds ⋅ 1 Baths ⋅ G5116483 MLS

Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property.

37401 Turner Drive, Umatilla

DISCOVER 40 ACRES OF UNTOUCHED OLD FLORIDA tucked within the breathtaking landscape of the Ocala National Forest. This remarkable property offers exceptional privacy, WATERFRONT, and the kind of NATURAL BEAUTY that's becoming increasingly rare. Stately oaks, native PINES, open clearings, and peaceful shoreline create an ideal setting for a private retreat, hunting camp, or equestrian getaway. FOX, deer, owls, WILD TURKEY, bobcats, and majestic EAGLES call this home too. Spend your days hunting, fishing, horseback riding, hiking, paddling the shoreline, or simply enjoying the quiet solitude that only a property like this can provide. Build your dream cabin exactly where you want it, SURROUNDED BY NATURE and endless recreational opportunities. Conveniently located between Orlando, Ocala, and The Villages, this hidden wilderness feels miles away from the pressures of everyday life while remaining easily accessible. Looking for even more privacy? The adjacent 158+ acre property is also available (MLS G5109487), creating an extraordinary opportunity to own nearly 200 acres of contiguous land. Properties like this are becoming nearly impossible to find. Bring your hiking boots, hop in your vehicle, and experience this one-of-a-kind wilderness for yourself.

Se 150th Forest 02, #3, Se 150th Street, Umatilla

4 Beds ⋅ 2 Baths ⋅ O6430745 MLS

Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

603 W Ocala Street, Umatilla

3 Beds ⋅ 2 Baths ⋅ G5115693 MLS

Tucked beneath a canopy of mature oaks at the end of a long, tree-lined approach, this 3-bedroom, 2-bathroom home sits on 4.38 acres with about 3 acres of uplands in the heart of Umatilla. Built in 2008 with 1,730 square feet of living space, it features a covered front porch with a wooden ramp, and a dining area with sliding glass doors that frame open water views across the rear yard. The kitchen offers ample cabinetry, a full appliance package, and an eat-in layout that flows into the main living areas. A spacious walk-in closet, an oversized shower with a built-in bench, and a dedicated laundry/utility room round out the floor plan. Step outside to a wide back deck overlooking a sprawling lawn that rolls down to the water's edge — a rare combination of privacy, acreage, and a peaceful lake setting close to Umatilla's dining, shopping, and SR-19/SE Hwy 42 access.

29714 Se Highway 42, Umatilla

4 Beds ⋅ 2 Baths ⋅ G5114167 MLS

Virtually Staged. Recently appraised at $1,050,000 by a licensed appraiser, this home offers exceptional value. Experience the perfect blend of luxury, privacy, and waterfront living in this custom-built estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home showcases exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

39251 County Road 439, Umatilla

2 Beds ⋅ 2 Baths ⋅ G5115183 MLS

WATERFRONT on Lake Mary in Umatilla! Cute 2 bedroom - 1 full & 1 half bath CONCRETE BLOCK home on quarter acre lot! 80 foot deep, 28 acre lake! Known for great fishing and relaxing water activies! Sit on your SCREENED PORCH overlooking this beautiful waterway with a beverage after your work day or coffee in the morning and watch nature wake up! This cute home is move-in ready or update to your taste! Large laudry room. Garage with Door-Opener and service door on the side. A/C 2014 - recently serviced. Roof 2017. Umatilla School District - "A" Rated Schools!

57 Cayman Circle, Umatilla

3 Beds ⋅ 2 Baths ⋅ V4950229 MLS

2.5% FHA Assumable Mortgage!!! This well-updated 1920 Sears and Roebuck catalog home in excellent condition gives you the opportunity to own an incredible piece of history and still have today’s luxury. This beautiful home includes replumbing of upstairs and downstairs bathrooms, brand new Pella Windows in the entire 2nd floor installed in 2025, R90 blown in insulation in the Attic, white vinyl fencing, a large 12x20 storage shed, and a spacious 29’ screened in tiled front porch that overlooks the lake and much more! This home is listed as a 3-bedroom 2-bath but could be utilized as a 4-bedroom. This home has all the original 1920’s glass windows with new storm windows downstairs. Upon entering the home, you will notice two large beautiful original 1920’s wavy lead glass windows in the formal living and dining rooms. This home features the original wood flooring which is continuous throughout! The formal living room has one of four working fireplaces, and the dining room is adjacent and features beautiful french doors which lead to either a bonus room, home office, game room or extra storage space. The centrally located kitchen is remodeled and boasts beautiful textured Italian tile, an abundance of white cabinetry & counter space, soft close drawers, a large white farmhouse sink, a restaurant style faucet, beautiful brick pattern tiled backsplash, black stainless-steel appliances and complete with a pot filler over the stove! This kitchen also features a coffered ceiling detailed with wainscotting and a fandelier over an antique island on casters for function. Adjacent to the kitchen is under stairwell storage. The first-floor 12’ X 13’ bedroom with 10+ ceilings was likely once used as the primary bedroom complete with a fireplace, closet and direct access to the downstairs bathroom. In the rear of the home, you will enter a large family room that gives you plenty of space for entertaining. A back door leads you to a small, covered mud room that leads out to a large wooden deck perfect for barbecues or entertaining. Upstairs you will find the huge primary bedroom at the end of the hall, 29’ X 13’ with a fireplace and a beautiful view of the lake. It highlights the brand-new Pella windows that are throughout the entire upstairs (original windows were kept for restoration should you wish). The 3rd bedroom is located at the top of the stairs opposite the primary bedroom and…yes…this bedroom also has a private wood burning fireplace! Additionally, there is a small trunk room that is a great place to take in your favorite book or study with great light. The large attic includes a huge whole-house exhaust fan and there is plenty of room for additional storage. In the large, fenced backyard there is room for a small swimming pool and lots of outside activities. Additional features include all original rope and weighted lead glass windows throughout the first floor, a covered portico car port, next to it a smaller shed for all your car or garden needs, a 4-zone irrigation system with RainBird and timer that ensure your yard is as beautiful as this home. This is an incredible opportunity, with less than 25 Sears & Roebuck homes recorded in Florida, this is practically a one-of-a kind. Ask your Realtor® for the unbranded virtual tour of this amazing home. All measurements are approximate and should be independently verified.

47 Davis Avenue, Umatilla

3 Beds ⋅ 3 Baths ⋅ A12045088 MLS

Experience total privacy and peaceful country living on 11 breathtaking acres in Umatilla! This beautifully designed home offers the perfect blend of luxury, space, and tranquility with room to relax, entertain, and enjoy nature all around you! • Seller offering up to $30,000 toward buyer closing costs • Receive a 1-year rate buydown when using our preferred lender • Necessary furniture included with the sale lender • 20 minutes from Eaton’s Beach where you can launch your boat, enjoy waterfront dining, and experience lake life lender • 35 minutes from Juniper Springs, ranked one of the most beautiful natural springs in all of Florida Perfect opportunity for buyers seeking luxury country living with added savings! Click now to show!

24920 SE Highway 450, Umatilla

8 Beds ⋅ 9 Baths ⋅ G5112952 MLS

A rare Central Florida legacy estate, privately set on approximately 237 acres along beautiful Ella Lake. This extraordinary Umatilla property offers a remarkable combination of privacy, scale, waterfront beauty, and luxury improvements rarely found in today’s market. The main residence features over 11,000 square feet of living area, designed for grand entertaining and comfortable everyday living, with expansive indoor and outdoor spaces, a resort-style pool and spa, and a large, covered lanai overlooking the natural surroundings. Beautifully positioned on Ella Lake, this private Umatilla estate offers a rare blend of lakefront living, acreage, privacy, and natural Central Florida beauty. Enjoy peaceful water views, wildlife, fishing, kayaking, paddleboarding, and the quiet outdoor lifestyle that makes this property so special. With its expansive estate setting and convenient access to Umatilla, Eustis, Mount Dora, The Villages, and surrounding Central Florida destinations, this is a rare opportunity to own a true private lakefront retreat. In addition to the main residence, the property includes a spacious guest house of approximately 1,500 square feet situated above a six-car garage, providing ideal accommodations for guests, extended family, staff, or private retreat space. The acreage offers a stunning mix of open land, wooded areas, wetlands, and lakefront setting, creating exceptional opportunities for recreation, privacy, wildlife viewing, equestrian use, family compound living, or a one-of-a-kind luxury retreat. Located in a quiet and highly private setting, yet within reach of Umatilla, Eustis, Mount Dora, The Villages, and Ocala, this estate is a truly unique offering for the buyer seeking space, seclusion, waterfront character, and long-term legacy value. Properties of this size and quality are increasingly difficult to find in Central Florida.

17269 Se 260th Avenue Road, Umatilla

4 Beds ⋅ 4 Baths ⋅ O6416011 MLS

Pre-Construction. To be built. Experience the Farmhouse floorplan with luxury craftsmanship, and breathtaking natural surroundings with this proposed custom home by Precision Builders of Central Florida. This stunning single-story residence offers 4 bedrooms, 3 bathrooms, a private office, dedicated dining room, oversized laundry room, and an expansive 3-car garage. Inside, soaring ceilings and an open-concept layout create a bright and inviting atmosphere, complemented by high-end finishes, premium appliances, and superior building materials throughout. One of the home's most remarkable features is its incredible outdoor living space. With more than 1,000 square feet of covered porches, you'll enjoy stunning views from every direction. The front porch will be overlooking the beautiful Lake Dalhousie, and the rear lanai will offer views of the private pond and conservation area. This seamless connection between indoor and outdoor living makes this floorplan something you cannot replicate in another community. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. Nestled within the gated community of Shoreline Ranch, this prime homesite offers a rare combination of privacy, space, and lake access. Situated on just under an acre, the property enjoys picturesque views of Lake Dalhousie from the front of the home. What truly sets this lot apart is its exceptional setting: a scenic pond serves as the backdrop to the rear of the property, while conservation land along the right side provides added privacy with no immediate neighbor. Shoreline Ranch offers residents exclusive access to Lake Dalhousie through a private community boat ramp. This spring-fed, sandy-bottom lake is ideal for boating, fishing, skiing, wakeboarding, and year-round water recreation. Here, you don't have to choose between living in a neighborhood and enjoying a true waterfront lifestyle. You can have both. Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful country living and everyday convenience. This is a rare opportunity to create a one-of-a-kind custom home on one of the most desirable homesites in the community. Call today to schedule your private tour.

20280 Shoreline Ranch Lane, Umatilla

2 Beds ⋅ 2 Baths ⋅ G5111097 MLS

Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

264 S Central Avenue, Umatilla

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