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$199,900
3 Beds ⋅ 2 Baths ⋅ W7885384 MLS
One or more photo(s) has been virtually staged. NEW 2026 HOME ON OVER 1/2 ACRE — PRICED UNDER $200K! Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre. Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless steel appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home. Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space. NO HOA & NO FLOOD ZONE! Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer. Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers. Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your private showing today. Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!

4540 N Winchester Terrace, Hernando
$205,000
3 Beds ⋅ 2 Baths ⋅ TB8491629 MLS
Tucked away in the quiet surroundings of Hernando, this inviting 4-bedroom, 2-bath home with a flexible bonus space for a 5th bedroom or home office offers the kind of charm and versatility that’s hard to find. With over 1,600 square feet of living space, the home welcomes you in with a layout that feels both comfortable and full of possibility, ready to adapt to your lifestyle. From the moment you arrive, you’ll notice the character and functionality this property brings—featuring a metal roof, pier foundation, and thoughtful accessibility features including a ramp and accessible shower. Inside, hardwood flooring adds warmth throughout, while the spacious floor plan provides room to spread out, gather, or create dedicated spaces for work, hobbies, or guests. Step outside and you’ll find even more to love—a detached shop with a lean-to, perfect for storing tools, working on projects, or simply enjoying extra space that gives this property an edge over the rest. Whether you need room for equipment, creative pursuits, or everyday convenience, it’s already here waiting for you. Positioned in a Flood Zone X, this home offers added peace of mind with its low flood risk designation. The MDR zoning allows for residential flexibility, making this property a smart choice for a variety of buyers. Conveniently located just minutes from major roadways like US-41 and FL-200, you’re never far from shopping, dining, and everything Citrus County has to offer—yet still tucked into a setting that feels relaxed and private. If you’ve been searching for a property with space, character, and the freedom to truly make it your own, this is one you won’t want to miss. Schedule your showing today and come see the potential for yourself. Metal ROOF Newer Well Pump Solar 2026 On Well and Septic Wood Frame Home Year Built 1968

4541 N Winchester Terrace, Hernando