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Panama City
$580,000
4 Beds ⋅ 2 Baths ⋅ A12105267 MLS
SELLER WILL PAY ALL CLOSING COSTS AND BUY DOWN THE CURRENT INTEREST RATE AND GIVE MONEY FOR ANY REPAIRS. Beachside duplex with two separate 2-bedroom, 1-bath residences, approximately 772 square feet each (1,544 total). Originally built in 1999. Prior 2026 listing describes remodeled interiors, luxury vinyl plank flooring, vaulted ceilings, newer metal roof, furnishings and laundry facilities in both units. Short-term rental use was advertised; independently verify licensing, zoning and rental restrictions. Previous marketing indicated unit 5711 leased through September 1, 2026; verify present occupancy. Located near Thomas Drive and Gulf beaches. Historical asking price $589,000 when withdrawn August 2026; no current list price verified.

Panama City

Raintree Drive, Panama City
$16,000
TB8556850 MLS
YOUR FUTURE FLORIDA HOME STARTS HERE! Discover this approximately 0.11-acre residential lot on Raintree Drive in Panama City's Sandy Creek Ranch & Country Club Phase II community. With approximately 40 feet of frontage and 120 feet of depth, this Bay County parcel is zoned R-1 (Single-Family) and located in Flood Zone X. Whether you’re planning your next home or securing a homesite for the future, this lot offers an affordable opportunity to own land in an established Panama City community. Enjoy a country-style setting surrounded by nature, with access to shopping, dining, and everyday conveniences. HOA dues are $400 annually, and the neighborhood has public water and sewer. Country Club Drive and Highway 2297 connect you to Highway 22 for travel toward Panama City and Tyndall Air Force Base. Explore the region’s beaches, boating, and fishing destinations during your downtime. Qualified buyers may purchase with as little as 20% down payment, subject to lender approval and financing terms. Parcel ID: 07400-643-000. GPS coordinates: 30.1137, -85.5062.

Raintree Drive, Panama City

3900 W 17th Street, Panama City
$652,000
7 Beds ⋅ 7 Baths ⋅ A12098392 MLS
Rare opportunity in Panama City: a pool home and a triplex together on one oversized lot, walking distance from the bay. The main house 5 beds, 3.5 baths, a private pool, home gym, and a 2-car garage. Next door on the same parcel, three separate units, each 1/1 with separate water and electrical meters. Live in the main house and let the triplex help pay the mortgage, set up a home office or work-from-home space, keep extended family close while everyone has their own door, or hold the whole property as a four-unit investment. The large shared lot gives room for parking, gardening, and outdoor gatherings. Flexible layout may suit a variety of group living uses, subject to buyer verification of zoning and licensing. Minutes to downtown, the marina, and St. Andrews. Opportunities like this are hard to find, so schedule your showing today.

3900 W 17th Street, Panama City

4601 MAGNOLIA BEACH Road, Panama City
$535,000
3 Beds ⋅ 2 Baths ⋅ B26060287 MLS
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Magnolia Point at The Preserve! Offering comfortable single-level living, this home combines thoughtful updates with an exceptional outdoor retreat. Inside, you'll find a spacious living room centered around a cozy gas fireplace, a formal dining area, and a generous kitchen featuring a breakfast bar and adjoining breakfast nook, perfect for everyday living or entertaining. The oversized primary suite offers waterproof composite flooring, a large walk-in closet, an en-suite bath with a whirlpool tub and separate shower, plus private access to the backyard. Step outside to your own private oasis featuring a stunning saltwater pool installed in 2021, a large covered patio, and a fully fenced backyard designed for r

4601 MAGNOLIA BEACH Road, Panama City

W 12th Street, Panama City
$780,000
A11989551 MLS
Prime development opportunity in Panama City. This parcel allows for residential development with current zoning supporting up to 10 units per acre, with a maximum potential of approximately 51 units (subject to buyer’s verification).Additionally, the property may qualify for increased density under Florida’s Live Local Act, which can allow for significantly higher density when developing qualifying affordable or workforce housing projects, subject to local approvals and compliance requirements.The site may also be eligible for incentives under the Low-Income Housing Tax Credit (LIHTC) program, offering potential tax advantages for developers.Strategically located near key roads, employment centers, and growing residential demand, this property presents a compelling opportunity for builders and investors.Buyer to verify zoning, density, utilities, and eligibility for all incentives.

W 12th Street, Panama City

3510/ 3536 Saint John Street, Panama City
$6,243,750
50 Baths ⋅ R11145658 MLS
This 50-unit garden-style community delivers strong fundamentals and consistent performance, supported by a diverse unit mix of 8 one-bed, 20 two-bed, 12 three-bed, and 10 four-bed units. With 42 units renovated since 2020—featuring updated flooring, fresh paint, windows, and fixtures—the property offers modern appeal and reduced turnover risk. Additional income is generated through an on-site laundry facility, and a separate office building with storage provides valuable operational flexibility. Major capital improvements include new metal roofs, upgraded electrical panels, and multiple HVAC and water-heater replacements, minimizing near-term CapEx exposure. Steady occupancy and an assumable $4.57M, 3.75% fixed-rate non-recourse loan enhance the investment's strength in today's lending environment. Positioned near major retailers, schools, employment centers, and within minutes of Panama City Beach, the property sits in a high-demand rental corridor with long-term growth potential. A recent price adjustment further improves the opportunity for investors seeking stability and upside.

3510/ 3536 Saint John Street, Panama City

TBD Plantation Drive, Panama City
$650,000
TB8409963 MLS
Waterfront Residential Parcel on Callaway Bayou! Approximately 1.49 acres according to county records, offering space for a private waterfront residence or an approved residential development. The protected, boatable water connects with the Gulf Intracoastal Waterway, St. Andrews Bay, Shell Island, and the Gulf of Mexico. Neighboring waterfront homes have private docks, supporting the boating and fishing lifestyle found along Plantation Drive. Any new dock will require applicable permitting and approval. Zoned R-1 for detached single-family residences. Current City of Panama City regulations provide for a maximum density of 10 dwelling units per gross acre and a minimum newly created lot area of 5,000 square feet. The parcel may offer potential for multiple residential lots through an approved subdivision and development plan. The property has no HOA and offers extended frontage along paved Plantation Drive. Public Water, Sewer, and Electricity are available. A 2021 boundary survey is available and reports approximately 1.355 acres, while county records report approximately 1.49 acres. The survey depicts portions of the property in FEMA Flood Zones AE and X. Convenient to Tyndall Air Force Base, shopping, restaurants, and schools. Qualified buyers may purchase with as little as 20% Down payment.

TBD Plantation Drive, Panama City

2718 Sand Flea Street, Panama City
$775,000
O6290490 MLS
Hauser Road & Scallop Lane, Panama City FL 32404, Bay County. Multiple parcels for 31 SFR lots. Please see the attachment for the list. East Bay Plantation of Bay County is a 107-acre waterfront community focused on creating a premier destination offering natural beauty, convenient amenities, and exceptional investment value. Limited to just 95 single-family home sites, East Bay Plantation of Bay County offers underground power, ribbon curbing and conservation areas all with common access to a 1000-foot community dock into the bay. Covenants and restrictions with architectural controls will ensure quality development throughout the community. East Bay Plantation of Bay County is conveniently located along the north shore of East Bay near Panama City: 15 minutes from the shopping in Callaway 20 minutes from the Panama City Mall 30 minutes from Panama City Beach.

2718 Sand Flea Street, Panama City